Each Wallingford Counseling & Consultation therapist is a private practitioner with varying policies regarding fees and insurance. Your therapist will discuss her payment policy with you. More information can also be found on each individual therapist profile page.
Using insurance benefits to help cover a portion of your therapy has its advantages, including lowering your out-of-pocket cost and making therapy more accessible. However, if you use your insurance, be aware that your therapist is required to give you a mental health diagnosis that becomes a part of your medical record. There may also be restrictions on how often you can see your therapist, and for how long. Because of this, you may choose not to use insurance, and pay privately. If you are wanting to use insurance to help with the cost of your therapy, please call your insurance company to verify your coverage for mental health services before your first appointment.
Good questions to ask your insurance company prior to your first appointment:
- Do I have outpatient mental health coverage?
- Is my therapist in-network, or out-of-network?
- If my therapist is out-of-network, what percentage of the session fee is covered?
- How much is my deductible, and how much has been met?
- What is my co-payment?
- How many covered sessions do I have per year?
- Do I need pre-authorization for services?